Question 1

What documents do I need to apply?

Accepted Answer

You'll need your last 3 months of business bank statements, valid government ID, and basic business information like your EIN.

Question 2

Will applying affect my credit score?

Accepted Answer

No. Our pre-qualification process uses a soft credit pull which doesn't impact your credit score. A hard pull only occurs if you accept a funding offer.

Question 3

How quickly can I get funded?

Accepted Answer

Most businesses receive funding within 24-48 hours of accepting an offer. Some funding types like invoice factoring can be same-day.

Question 4

What are the minimum requirements?

Accepted Answer

Generally, you need at least 3 months in business, $10,000+ in monthly revenue, and a business bank account. Requirements vary by funding type.