Funding for the businesses banks say no to.
Answer six questions and see the loans, credit lines, and advances you actually qualify for. Real ranges from 75+ lenders. Funds in as little as 24 hours.
- No credit inquiry to pre-qualify
- Decisions in under 24 hours
- $10K/mo revenue is all it takes
- Maximum funding amount
- $5M
- Typical time to funds
- 24h
- Lending partners compared
- 75+
- Minimum credit score
- 500
One application. Every option on the table.
We match you to the structure that fits, not the one that pays us most.
Revenue-Based Financing
Get capital today and repay as a small percentage of future revenue — no fixed monthly burden.
Business Line of Credit
Approved once, available always. Pay interest only on what you actually use.
Business Term Loans
A lump sum for growth, repaid over 1–5 years with a payment you can plan around.
Invoice Factoring
Stop waiting 30, 60, or 90 days. Advance up to 95% of your receivables within 24 hours.
- 01
Tell us about your business
Six quick questions on revenue, time in business, and what the money is for. No documents yet, no credit inquiry.
- 02
See your real funding range
We match you against 75+ lenders and show the products and amounts you actually qualify for, with honest cost estimates.
- 03
Pick an offer and get funded
Upload a few bank statements, compare side-by-side offers, and receive funds, often within 24 to 48 hours.
See your estimated range before you apply.
Two answers, instant estimate, no credit impact.
Built for the 80% of owners banks turn away.
Banks approve roughly one in five small business applications and take weeks to do it. Our lender network looks at your actual revenue and cash flow, not just your credit file.
Lenders who already understand your business.
What do I need to qualify for business funding?
The baseline is simple: at least 3 months in business and $10,000 or more in monthly bank deposits. You do not need perfect credit or collateral. Larger amounts, lines of credit, term loans, and SBA loans have higher thresholds, which we show you up front.
Will applying affect my credit score?
No. We do not run a credit inquiry when you pre-qualify or apply. Your details are used only to verify identity and business ownership. An inquiry happens only if you accept an offer that requires one, and we tell you before that happens.
How fast can I get funded?
Revenue-based financing and merchant cash advances often fund the same day or within 24 hours. Lines of credit and short-term loans typically fund in 1–3 business days. Term loans take 2–5 days. SBA loans take 2–12 weeks.
How much business funding can I get?
Most businesses qualify for 80–150% of their average monthly revenue on short-term products. Term loans, equipment financing, and SBA loans can go much higher — up to $5,000,000 — based on cash flow, collateral, and credit.
What documents do I need?
For most funding under $150,000: your last 3 months of business bank statements and a government ID. Larger amounts may require tax returns, a profit and loss statement, or a balance sheet.
Is HL Hunt Funding a direct lender?
HL Hunt Funding is a business financing marketplace and advisory firm. We work with a vetted network of direct funders, banks, and specialty lenders so that one application produces multiple competing offers. We disclose all compensation and never charge you an application fee.
See how much you qualify for
Two minutes. Six questions. No credit inquiry. Real funding ranges, not a sales call.
Free · No obligation · No credit inquiry