Retail Business Loans & Inventory Financing
Retail is a cash-flow timing business. You buy inventory months before you sell it, and your biggest season requires your biggest outlay. Retail funding from HL Hunt Funding gives you the working capital to stock up, market, and expand without draining your reserves.
With funding from $5,000 to $500,000 underwritten on your daily deposits and card sales, most retailers pre-qualify in minutes and fund in 24 hours.
- No credit inquiry to pre-qualify
- Decisions in under 24 hours
- $10K/mo revenue is all it takes
Cash-flow challenges we solve
- Inventory purchases far ahead of sales
- Seasonal revenue concentration
- Rent and payroll in slow months
- Competition from e-commerce
What retail businesses fund
- Holiday inventory
- Point-of-sale upgrades and store fixtures
- Opening a second location
- Marketing campaigns
- Bridging slow months
Best funding options for retail businesses
Revenue-Based Financing
Get capital today and repay as a small percentage of future revenue — no fixed monthly burden.
Learn moreBusiness Line of Credit
Approved once, available always. Pay interest only on what you actually use.
Learn moreMerchant Cash Advance
An advance against future card sales with remittances that rise and fall with your revenue.
Learn moreShort-Term Business Loans
Borrow for 3–18 months, solve the problem, and be done. No long-term debt.
Learn moreWhat is the best loan for inventory?
A business line of credit is ideal for recurring inventory purchases. For a one-time seasonal buy, revenue-based financing or a short-term loan matches repayment to the selling season.
Get retail funding in 24 hours
Two minutes. Six questions. No credit inquiry. Real funding ranges, not a sales call.
Free · No obligation · No credit inquiry