Trucking Business Loans, Freight Factoring & Truck Financing
Owner-operators and fleets face a brutal cash cycle: fuel, drivers, and insurance are paid today while brokers and shippers pay in 30–60 days. Freight factoring was built for exactly this problem, and HL Hunt Funding connects you with factors that fund loads in 24 hours.
We also arrange semi-truck and trailer financing, repair and maintenance capital, and working capital lines so you can add trucks, hire drivers, and take better-paying loads.
- No credit inquiry to pre-qualify
- Decisions in under 24 hours
- $10K/mo revenue is all it takes
Cash-flow challenges we solve
- Slow-paying brokers and shippers
- Fuel price volatility
- Truck breakdowns and repair costs
- Insurance premium increases
- Driver recruitment costs
What trucking & transportation businesses fund
- Freight factoring on delivered loads
- Semi-truck, reefer, and trailer purchases
- Major repairs and tires
- Fuel advances
- Adding trucks to the fleet
Best funding options for trucking & transportation businesses
Invoice Factoring
Stop waiting 30, 60, or 90 days. Advance up to 95% of your receivables within 24 hours.
Learn moreEquipment Financing
Finance new or used equipment with the asset as collateral — preserve your cash and your credit lines.
Learn moreWorking Capital Loans
Payroll, inventory, rent, taxes, opportunity — cover it all with capital that arrives in a day.
Learn moreRevenue-Based Financing
Get capital today and repay as a small percentage of future revenue — no fixed monthly burden.
Learn moreWhat is freight factoring?
Freight factoring advances 90–97% of a delivered load’s invoice within 24 hours. The factor collects from the broker or shipper and releases the remainder minus a 1.5–4% fee.
Can a new authority get truck financing?
Yes. Owner-operators with 3+ months of hauling can qualify for factoring and used truck financing. Newer authorities may need a larger down payment.
Get trucking & transportation funding in 24 hours
Two minutes. Six questions. No credit inquiry. Real funding ranges, not a sales call.
Free · No obligation · No credit inquiry