From first click to funded in under 24 hours
We designed the process around one principle: you should know where you stand before you share a single document.
- No credit inquiry to pre-qualify
- Decisions in under 24 hours
- $10K/mo revenue is all it takes
- 01
Pre-qualify in two minutes
Answer six questions — funding amount, monthly revenue, time in business, industry, purpose, and credit range. We do not run a credit inquiry, so there is zero impact on your score.
You will immediately see an estimated funding range and the products you are most likely to match with.
- 02
Share your bank statements
Upload your last 3 months of business bank statements through our encrypted portal. For most funding under $150,000, that is the only document required.
Larger amounts or term loans may need tax returns or a P&L. We tell you up front if so.
- 03
Compare real offers
Within hours, your advisor presents competing offers side by side: amount, term, payment schedule, and total cost — with factor rates translated into plain dollars.
No pressure. If none of the offers make sense for your business, we will say so.
- 04
Sign and get funded
Accept your offer with an electronic signature. Funds are wired or ACH-deposited to your business bank account — often the same business day, almost always within 24 hours.
Your advisor stays with you through repayment and renewal, when pricing typically improves.
Average time to decision
Under 24 hours for revenue-based products. Most applicants hear back the same business day.
Documents needed
3 months of business bank statements and a government ID for most funding under $150K.
Your data
256-bit encryption in transit and at rest. We never sell your information. No credit inquiry.
What do I need to qualify for business funding?
The baseline is simple: at least 3 months in business and $10,000 or more in monthly bank deposits. You do not need perfect credit or collateral. Larger amounts, lines of credit, term loans, and SBA loans have higher thresholds, which we show you up front.
Will applying affect my credit score?
No. We do not run a credit inquiry when you pre-qualify or apply. Your details are used only to verify identity and business ownership. An inquiry happens only if you accept an offer that requires one, and we tell you before that happens.
How fast can I get funded?
Revenue-based financing and merchant cash advances often fund the same day or within 24 hours. Lines of credit and short-term loans typically fund in 1–3 business days. Term loans take 2–5 days. SBA loans take 2–12 weeks.
How much business funding can I get?
Most businesses qualify for 80–150% of their average monthly revenue on short-term products. Term loans, equipment financing, and SBA loans can go much higher — up to $5,000,000 — based on cash flow, collateral, and credit.
What documents do I need?
For most funding under $150,000: your last 3 months of business bank statements and a government ID. Larger amounts may require tax returns, a profit and loss statement, or a balance sheet.
Is HL Hunt Funding a direct lender?
HL Hunt Funding is a business financing marketplace and advisory firm. We work with a vetted network of direct funders, banks, and specialty lenders so that one application produces multiple competing offers. We disclose all compensation and never charge you an application fee.
See how much you qualify for
Two minutes. Six questions. No credit inquiry. Real funding ranges, not a sales call.
Free · No obligation · No credit inquiry